I'm on the same page as you. I'm 24 and a virgin as well and no girlfriend...and I haven't even lost my first kiss. My cousin has been asking me to get laid in a brothel. Heck, he would even pay for me. But I didn't take his offer because I believe losing virginity would mean a lot more when you do it with someone you love.
I'm hanging there and you should do the same. Find the one you love most and give it to her!