Not really a personal problem as much as a financial one. I have no job, and plan to go to college in September. I basically have NO money, haven't applied for any bursaries/scholarships/loans/whatever yet, as I won't find out if I got into the programs I applied for until the beginning of next month. The earliest I can start a job is after I find out if I got in, because I'll be moving to the city the college is in then.
My biggest problem is I have absolutely no concept of what money is worth, how far it will last, etc.. I have absolutely no problem being in debt for most or all of the cost for the next few years while I'm in college.
My main questions are: How much can I reasonably expect a bank to lend me? Can I take out as many loans as I want? How much can I make in scholarships, etc.? Oh, and how long will my credit be fucked up for?
Your second option is to find a job. September is about 9 1/2 months away; plenty of time to look.
learning budget administration skills would come handy too
Someone with your poor planning skills probably won't get many scholarships. But if you are a Amerifag you can get "Work Study" money if your parents don't have a lot of money, which means the gov't pays the wages for your on-campus job, giving you a leg-up on people who don't have work study.
You should apply for some student loans, though. You don't have to pay them back until you are not taking any classes, and they won't hurt your credit in the meantime.
Preparing for college?
Get some shower sandals. Or else you WILL get athlete's foot and planter's warts.
Get some khakis and a few collared shirts from a thrift store. Don't be a slob and wear jeans and a tshirt everywhere.
Don't be a sissy and try worm your way into a girl's pants by pretending you want to be friends. Ask them out soon after meeting them.
Join some clubs.
>>7 has attempted to worm his way into a girl's pants by pretending he wanted to be her friend, but failed horribly.
its called loans and mooching off parents and getting a job
that basically summed it up unlesss u got some grants or scholarships
Student loans are very hard to get right now. I can tell you that from first hand knowledge. However, it is possible to get one from a few select banks. Look around on the internet and apply to what looks best. I was able to get a loan from Chase Bank a couple months ago. It is the only way I am able to go to college right now (I just quit my job, looking for new one). My advice is: Apply for a loan ASAP. They take a while to get approved. You might not be able to get a loan for a huge amount to cover your entire living expenses (tuition, books, rent, food, etc.), so you should try to get a loan for just your tuition and books for now, if you can, even if you are just borrowing for an amount to cover one year's worth. You CAN get multiple loans at different times during your college education. That is what I am having to do. Use the tuition calculator on your school's website to see how much tuition will cost. Also, you should be able to get a small government loan, which are very good loans. Every bit counts. Do the FAFSA to apply for those. I would try and get a job....anything....soon, too. Try and save up so you don't have to worry too much about money by the time school comes around.
Apply like mad to scholarships. Even if you think you might not get them. Try and utilize every avenue you can think of. Times are not good for college students economically (more so now than ever I'd argue), so desperate times call for desperate measures. Good luck!!!
>>5 Someone with my poor planning skills? I won't find out until February 2 if I got in, I have months to apply for scholarships etc, and I'm planning to apply for all the scholarships available.
>>10 I'm in Canada, probably almost as bad, but I'm thinking I should be fine if I'm going all-out.
I was under the impression that I had to be accepted before I can apply for loans, scholarships, and other crap. Also, I've been told by guidance counsellors and others to apply to scholarships even if you're not eligible because if not enough people apply you'll get it anyway. Is that right?
How much do students usually get like per month from a job? I have basically the same skills as any regular nerdy jackoff who would be on this site, and no experience.
Thanks a lot to the people with useful advice.
I live off scholarship funds, well the surplus, after my fees have been payed, so defintely apply for scholarships. Naturally it helps if you are smart.
IF you don't get any, I suppose you could always do something or other... involving some sort of thing... the pay isn't very good but then I don't know really.