The surgery costs thousands of dollars. And it doesn't actually turn you into a woman, you know. You'll need to use lube because you can't get 'wet' naturally and you'll never have a period or children or menopause.
And why all the trouble? What's wrong with being a man with feminine tendencies? I'm male and I keep a garden and speak softly and politely. The idea of a mental gender is absurd. This is the 21st century and "metrosexuals" and "tomboys" are everywhere.